Failure Codes

Mandatory Document Not Provided

Reason: The user does not have sufficient documents to reach the target level of identity verification.

This may be returned as an aborted reason, or a requirements not met reason.

Digital ID:

Embedded IDV:

FRAUD_DETECTED

Description: Suspected fraud for the given identity therefore unable to reach the required identity profile. This should be reviewed.

Digital ID:

Embedded IDV:

UNABLE_TO_VALIDATE_DOCUMENT

Description: We have not been able to successfully validate a required document (for reasons other than suspected fraud, e.g. capture error).

Digital ID:

Embedded IDV:

MISSING_LIVENESS

Description: Returned if the session does not have a passed liveness check.

Digital ID:

Embedded IDV:

IDENTITY_CHECK_FAILED

Description: Additional checks on a user’s identity, required to meet the level of confidence, have not been successful. Will be triggered by a PEP flag or deceased flag.

Digital ID:

Embedded IDV:

UNABLE_TO_COMPLETE_CHECKS

Description: Required checks could not be completed.

Digital ID:

Embedded IDV:

COULD_NOT_VERIFY_ADDRESS

Description: Could occur if the address was not verified for any reason after the applicant leaves the session.

Digital ID:

Embedded IDV:

FACE_MATCH_VERIFICATION_FAILED

Description: The face match check could not be performed.

Digital ID:

Embedded IDV:

FACE_MATCH_HIGHER_THRESHOLD_VERIFICATION_FAILED

Description: In some circumstances, a higher level of confidence in the face match is required, such as if the presented identity is at higher risk of identity fraud. This reason code is returned if such a higher threshold could not be met.

Digital ID:

Embedded IDV:

ACTIVITY_HISTORY_SCORE_INSUFFICIENT

Description: The profile has not reached the required activity history score for the specified scheme.

Digital ID:

Embedded IDV:

IDENTITY_FRAUD_SCORE_INSUFFICIENT

Description: The profile has not reached the identity fraud score for the specified scheme.

Digital ID:

Embedded IDV:

IDENTITY_FRAUD_AND_ACTIVITY_HISTORY_SCORES_INSUFFICIENT

Description: The profile has not reached both the identity fraud activity history scores for the specified scheme.

Digital ID:

Embedded IDV:

MISSING_FRAUD_LIST_CHECK

Description: This error can arise if a technical problem occurs while checking the identity against a fraud list.

Digital ID:

Embedded IDV:

ABANDONED

Description: Expired sessions will eventually be set to ABANDONED, there is approximately a two hour delay between this aborted reason appearing from expiry.

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